Mortgage Rates Today
Today’s 30-year mortgage rate, what it means for your payment, and what to watch.
7.40%+12 bp
As of Friday's close · 9 Oct
Today in 60 seconds
The morning brief publishes at 8:00 AM CT on market days.
Quick answers
What is today’s mortgage rate?
The 30-year fixed mortgage rate is 7.40% (as of 8 Oct). It is published weekly, not daily.
How do mortgage rate moves affect my payment?
Even a quarter-point move changes the monthly payment on a typical loan by tens of dollars. Run your own numbers with the mortgage calculator below.
Updated weekly · as of 8 Oct · not a daily quote
Prices update through the market day · Brief refreshes weekday mornings · Page generated October 11, 2026